Money, Benefits Advice and Job Support

The Money Advice Service offers a Debt Advice Locator which tells you where you can get free debt advice in your area. This is a really good tool to help you take control of your financial situation and feel less stressed and anxious.

You could also have a look at:

• Citizens Advice
• Money Advice Service
  Worried about debts or have missed payments? There is free, confidential, and independent debt advice available. The government sponsored MoneyHelper can direct you to a debt adviser straight away by telephone or you can get support online here.
  There are further online tools to help you manage your money in the MoneyHelper drop down section below.
• StepChange
• Christians Against Poverty
• Payplan debt advice
• National Debtline

There are a lot of resources available online for debt advice - many of these are free, but please remember to always check where this advice is coming from, and be sure that there are no hidden costs or contracts.

There are lots of things you can do to help you get back on track.

Looking at your income and expenditure by using our self-service benefit and budget calculator found at the bottom of this page. You can also forward this to our Sustainable Tenancies team to ask for further assistance. Please make sure that you enter your name and postcode when forwarding this calculation to us.

Information regarding the different benefits available can be found on the government's website and Money Helper has lots of information and advice on a range of issues.

Many people are eligible to claim Universal Credit. Remember, it is important that you check your account regularly and keep your journal up to date with any changes in your circumstances.

Here is further advice on things that you can do to get back on track:-

MoneyHelper - a government backed service providing advice and support on money matters. It has tools for budgeting and calculators to help you plan your spending. There is up to date information on support available from the government. Click 'MoneyHelper' or call them on 0800 138 7777.

Council Tax – make sure you are claiming Council Tax Support or Reduction for help paying your bill and check that you are getting any discounts that may apply to you. This can usually be done online on your Council’s website.

Debts – you can get free help through charities such as StepChange, PayPlan or your local Citizen’s Advice. The MoneyHelper website can help you find the nearest free debt service.

Utilities – you can get free energy advice through the Warm and Safe Home advice service (WASH). They can help you if you have questions about your energy bills or are worried about keeping warm and safe at home. To speak to one of their advisers call 0800 304 7159 or ask for help here. 

Water – many providers have social tariffs and schemes to support customers. To find out who your provider is and their contact details, and to find out what is on offer, click 'Water' 

Internet – some broadband companies offer discounts to households getting certain benefits. If you are getting income support, income-based ESA, income-based JSA, pension credit or universal credit, there may be tariffs to save you money. Check with your provider to see what options you have.

The ongoing increases in energy bills is a huge concern for everyone and things are constantly changing.

Please visit our dedicated cost of living area to find lots of useful advice and guidance.

MoneyHelper - a government backed service providing advice and support on money matters. It has tools for budgeting and calculators to help you plan your spending. There is up to date information on support available from the government. Find here or call them on 0800 138 7777.

Council Tax – make sure you are claiming Council Tax Support or Reduction for help paying your bill and check that you are getting any discounts that may apply to you. This can usually be done online on your Council’s website.

Debts – you can get free help through charities such as StepChange, PayPlan or your local Citizen’s Advice. The MoneyHelper website can help you find the nearest free debt service.

Utilities – you can get free energy advice through the Warm and Safe Home advice service (WASH). They can help you if you have questions about your energy bills or are worried about keeping warm and safe at home. To speak to one of their advisers call 0800 304 7159 or ask for help here 

Water – many providers have social tariffs and schemes to support customers. You can find out who your provider is and their contact details here 

Internet – some broadband companies offer discounts to households getting certain benefits. If you are getting income support, income-based ESA, income-based JSA, pension credit or universal credit, there may be tariffs to save you money. Check with your provider to see what options you have.

Worried about debts or have missed payments? There is free, confidential, and independent debt advice available. The government sponsored MoneyHelper can direct you to a debt adviser straight away by telephone or you can get support online here

Quick Links:

Money Navigator Tool

Debt Advice Locator

Money Manager

Budget Planner

Credit Card Calculator

Loan Calculator

Savings Calculator

Car Cost Calculator

Mortgage Affordability Calculator

Mortgage Calculator

Stamp Duty Calculator

Redundancy Pay Calculator

Pension Calculator

Workplace Pension Contribution Calculator