Cost of Living Advice

cost of living updates

Below is a summary of support available from the government and other sources that may be able to help you.  

Please also take a look at our further help and advice page where we have listed some trusted organisations who also offer support. 

Government help 



Date to be paid 


Cost of Living Payment, totalling £650, for those on low income means- tested benefits 

First payment of £326 paid in July with a second payment of £324 to be paid in the Autumn – totalling £650 

People on an eligible benefit in payment on each qualifying date. These benefits are:  

  • Universal Credit 

  • Income-based Jobseeker’s Allowance (JSA) 

  • Income-related Employment and Support Allowance (ESA) 

  • Income Support 

  • Pension Credit 


Find out more 

Cost of Living Payment, totalling £650, for those on Tax Credits only 

First payment of £326 will be paid from Autumn 2022 with a second payment of £324 to be paid Winter 2022 – totalling £650 

For eligible households receiving tax credits on each qualifying date. 

It is possible to be entitled to both tax credits and other eligible benefits. So HMRC will make payments to eligible people only receiving tax credits, shortly after DWP will pay to all those on other benefits, to avoid duplicate payments. 

Find out more 

One-off disability payment of £150 

September 2022 

People on an eligible disability benefit in payment on any day between 26 April and 25 May 2022 will receive a one-off payment of £150 in September. 

Find out more 

One-off £300 increase to Winter Fuel Payment 

As part of Winter Fuel Payment from mid-November 

This is a one-off increase for pensioner households who receive the Winter Fuel Payment and will be paid on top of any other one-off support an eligible pensioner household is entitled to. 

Find out more 

Household Support Fund 

Your local authority may be able to support with your energy issue directly through the Household Support or let you know about local services in your area that can help you. 

The Household Support Fund provides funding to help people who are struggling to afford food and utility bills (heating, cooking, lighting) and water (including drinking, washing, cooking, central heating, sewerage and sanitary purposes). This support is provided directly by your local authority.  

You may also be eligible for help through a number of other schemes: 

  • Warm Home Discount - You could get £150 off your electricity bill for winter 2021 to 2022 under the Warm Home Discount Scheme. The money is not paid to you - it’s a one-off discount on your electricity bill, between October and March. 

  • Winter Fuel Payments - If you were born on or before 25 September 1956, you could be eligible for further help with energy bills, through a winter fuel payment. To find out more you can watch this video which explains who is eligible, etc.

  • Cold Weather Payments - The cold weather payment helps people on low incomes to heat their homes when it’s particularly cold. 

  • Healthy Start - If you are more than 10 weeks pregnant or have a child under four years old, you may be entitled to help to buy healthy food and milk. 

Council Tax  

The government has also already given households that are on Band A - D a £150 council tax rebate.  You should have received this in April. If you haven’t got your rebate, you should contact your local council.  

Finding your local authority/council 

If you are not sure who your local authority is, you can find out by typing in your postcode on the government website -