Money Advice

If you’re worried about the continuing rise in the cost of living and if you are struggling to pay your rent, we understand and we are here to help and we can signpost or refer you to free, licensed and local specialist debt teams.

If you’re finding it hard to manage your money, keep up with bills or deal with debt, you’re not alone. Money worries can happen for many reasons, including changes to income, rising living costs or unexpected events.

We offer free, confidential money advice to help you understand your finances, explore your options and take practical steps to improve your situation. We can support you directly or help you access specialist advice where needed.

Budgeting Advice We can help you to work out a budget that will make the best use of your money, and also work out how much you can pay towards any arrears that you may have.

Debt Advice If debt is causing you stress, we can talk through what options may be available and refer you to trusted organisations which provide free, independent and specialist debt advice in your area.

Energy Advice Useful energy advice and guidance including information on support offered top tips to help you reduce your energy bills and

Support you can access from other organisations

There are a number of independent organisations and national schemes that can help with money worries, debt and the cost of living. These services are separate from Platform Housing Group and are free to use. Eligibility and support offered may vary depending on your circumstances.

You can use the sections below to explore what help may be available and decide which support is right for you.

Citizens Advice Offers practical advice on dealing with debt, prioritising bills and understanding your rights. You can access support online or through local Citizens Advice services.

Money Advice Expert Offers free, practical guidance on cutting household costs, managing bills and understanding everyday borrowing. You can access support online through their guides, tools and calculators.

MoneyHelper Provides clear, impartial guidance on budgeting, debt and managing bills. You can use online tools, read step-by-step guides or speak to an adviser for free.

National Debtline Provides confidential advice by phone and online. National Debtline can help you understand your debts, your legal options and what steps you can take.

StepChange Debt Charity A national charity that helps people deal with debt. StepChange offers personalised advice, helps you understand debt solutions and supports you to make a plan that works for you.

Turn2Us Offers step-by-step guidance to boost your income and reduce costs, including checks for benefits, charitable grants and local council support with essentials like food and energy bills.

Self Service Benefit and Budgeting Calculator

Use our free budget calculator to help you understand and manage your money. It can also show you whether you may be entitled to any benefits. If you’d like extra support, you can choose the “send to an adviser” option. One of our team members will then get in touch to offer further help and guidance.

Use the calculator here