Buildings Insurance

We insure the structure of your home against damage or destruction caused by events such as Fire, Storm and Flooding (subject to exclusions and limits).


The buildings policy is intended to cover the main building structure, including fixtures and fittings and other permanent items such as your kitchen units and sanitary ware.

Your possessions and some or parts of the building including decorations, along with your personal liabilities, including your liability to us if you damage the property, are not covered by this policy as they are expected to be covered by your contents policy.